Excess of Loss
Corporate & Trade
Many Trade Credit insurers have split “risk” and “commercial” teams, requiring brokers to deal with two different people to structure policy terms and underwrite risks. Our underwriters hold high levels of dual authority enabling them to write both the policy terms and structure the risk decisions. This benefits clients and brokers in terms of responsiveness and makes it easy to do business with AIG.
The majority of the Trade Credit market is written on a cancellable basis, our offering is different. Non-cancellable limits give clients contract certainty - knowing they can trade throughout the life cycle of the policy with cover in place.
Our unified team of Trade Credit underwriters, spanning 25 offices around the world with licenses in 70 countries, offers customised local and global solutions for multinationals.
Excess of Loss
Non-cancellable credit limits and ability to tailor a variety of different policy structures to suit the business needs of the client.
Trade+ product with non-cancellable credit limits, no first loss deductable, web-based product solution.
Experienced team creating solutions matching funder needs and CRR/Basel compliance for capital relief. Includes scalable programmes, on and off balance sheet and securitisation structures.
Covering exports of capital goods, up to 60 months, claims payment within 30 days after insurance event triggered and receipt of applicable documentation.